For Homebuyers

First Time Homebuyers – Purchase Assistance Program

Who is a First Time Homebuyer?

An individual who has had no ownership in a principal residence during the 3-year period ending on the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-time homebuyers). A single parent who has only owned a home with a former spouse while married. An individual who is a displaced homemaker and has only owned with a spouse. An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations. An individual who has only owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.

First Time Homebuyers may use the Housing Counseling Agency of their choice.  Many provide services for free.     Community Redevelopment Associates is not affiliated with and does not receive any fees from any of the agencies listed.